Ms. Emma Constant

Personal Finance (Grade 9,10,11, 12)

Course Code: 1 Credit

Prerequisites: Business Tech Applications (recommended) Course Fees: $15

Personal Finance is a one-credit course designed to provide students with the knowledge and skills necessary to make informed, responsible decisions that could affect their financial futures. Students will reinforce basic skills in such areas as communication, mathematics, and technology and professional experiences. Students will complete the following study/skill development units: Economics; Marketing; Accounting Procedures; Career Exploration; Paycheck, Benefits, and Income Taxes; Resource Management; Risk Management; Banking; Credit Management; Budgeting; Financial Security; and consumer Rights and Responsibilities. Want to learn how better navigate our nation’s financial systems? Then Personal Finance is just the course for you.

Accounting (Grade 9,10,11, 12)

Course Code: 1 Credit

Prerequisites: Business Tech Applications strongly encouraged Course Fees: $15

Accounting is a one-credit course designed to help students understand the basic principles of the accounting cycle. Emphasis is placed on analyzing and recording business transactions; preparing and interpreting financial statements, accounting systems, banking, and payroll activities; identifying basic types of business ownership; and participating in an orientation to careers in accounting. Students are also provided with instructional activities that reinforce mathematical and critical thinking skills.

Economics and Financial Services (Grade 9,10,11, 12)

Course Code: 1 Credit

Prerequisites: Business Tech Applications strongly encouraged Course Fees: $15

Economics and Financial Services presents basic topics in economics, including the principles and practices of banking, credit, and consumer lending in the United States. Additional emphasis is placed on money management, economic growth and stability, and characteristics of different economic systems and financial institutions. The course includes the major functions of banks and other financial intermediaries, central banking and the Federal Reserve System, and current trends in the finance industry, credit functions, principles of credit risk evaluation, loan creation, debt collection, and stocks and bonds.

BUSINESS COMMUNICATIONS (Grade 9,10,11, 12)

Course Code: 1 Credit

Prerequisites: Business Tech Applications strongly encouraged Course Fees: $15

Business Communications focuses on how employees and management interact with each other and with groups and individuals outside the organization to reach organizational goals, objectives, and activities. This course emphasizes oral, written, and digital communication techniques, and content is designed to encourage exploration of business ethics, teamwork, conflict resolution, and leadership skills. Content standards require the use of presentation and word processing software to create business communications. Standards require proficiency in producing documents and multimedia presentations.

My name is Emma F. Constant your Financial Literacy facilitator at Stanhope Elmore High School 2025-2026. I have worked as an educator for the past 27 years and this is my tenth year at Stanhope Elmore High School. This is year “27”! YAY! I also advise the Stanhope Elmore High School Chapter of Future Business Leaders of America. Check out our club page for updates and follow us on social media. Facebook: SEHS FBLA, Instagram: Stanhope Elmore FBLA.

I enjoy watching the light bulb come on for students who realize that taking advantage of opportunities available in the classroom lead to a more successful future. It is my pleasure to be a part of shaping the lives of our future leaders.

Financial Literacy

All About Ms. Emma F. Constant